2027-09-01 BoC registration opens Bank of Canada expected to begin accepting issuer registrations. Revised from mid-2027 to reflect Carolyn Rogers' May 2026 guidance that implementation more likely falls in mid or late 2027.
2027-02-15 Stablecoin Act in-force Earliest in-force date for the federal Stablecoin Act per the published timeline — a legal floor set by Governor in Council order, not a forecast. The Bank of Canada has signalled the operative regime is more likely to land mid-to-late 2027.
2026-12-15 Real-Time Rail launch (Q4) Payments Canada now targets a Q4 2026 RTR go-live (slipped from Q3). Stablecoins like QCAD/CADD are expected to complement the rail as a programmable settlement layer.
2026-08-24 RTR by-law & rules in force Payments Canada's Real-Time Rail by-law and rules come into force after Minister Champagne approved the legal framework — the core legal foundation ahead of launch.
2026-07-21 Industry presses for timelines At the Blockchain Futurist Conference in Toronto, panellists — CSE CEO Richard Carleton, Shakepay policy head Carlo Campisi, Aaron Grinhaus, and Calgary MP Jasraj Hallan — said regulatory uncertainty is still limiting domestic crypto innovation and urged Ottawa to turn the Stablecoin Act into a workable framework with clear registration timelines.
2026-07-15 QCAD selects TD as custodian Stablecorp names TD Bank Group primary custodian for QCAD Digital Trust reserves — one of the first Big Five Canadian banks to custody a fiat-backed stablecoin's reserves. Phased rollout across Q3–Q4 2026. Chair Jean Desgagné: QCAD moves 'from the experimental phase to the roll-out phase.'
2026-06-05 Kraken pays QCAD rewards Kraken becomes the first platform to pay QCAD holders rewards — up to 2% APY (Kraken+) / 1% (standard), credited weekly into balances, Canada-only. Routed as exchange-side rewards, it tests Bill C-15's prohibition on paying yield 'directly or indirectly.'
2026-06-02 YouSend stablecoin remittance goes live Stablecoin-settled remittance app YouSend launches in Canada and the UK after a $1M silent beta. Holds a FINTRAC Money Services Business registration (M24631755); backed by Digital Currency Group and CMT Ventures. A live Canadian use-case for stablecoin settlement.
2026-05-21 QCAD on Circle StableFX (Arc) Stablecorp issues QCAD on Circle's Arc testnet and integrates with StableFX. QCAD/USDC becomes the first onchain CAD/USD settlement pair (PvP atomic, T+0) — one of the first assets on StableFX after USDC and EURC. Production to follow Arc mainnet.
2026-05-06 BoC signals rules slip to 2027 Senior Deputy Governor Carolyn Rogers tells the Senate that stablecoin regulations are more likely to arrive in mid or late 2027, calling an early-2027 launch 'ambitious.' Operational readiness — not just drafting — is cited. The Act's earliest legal in-force date is unchanged; the supervisory regime behind it is what slips.
2026-05-06 Visa × Wealthsimple settlement Visa Canada and Wealthsimple pilot stablecoin settlement in Canada, letting Wealthsimple meet certain Visa settlement obligations in USDC on a seven-day cycle. USD-denominated, but the first Visa stablecoin settlement rail in the Canadian market.
2026-05-04 CADD launches publicly Tetra Trust / CAD Digital Inc. launches CADD on Ethereum, Base, and Tempo. Solana coming soon.
2026-04-29 BoC scales down retail CBDC Bank of Canada confirms wind-down of retail Digital Canadian Dollar work; pivots to payments oversight.
2026-04-20 QCAD on Kraken QCAD listed on Kraken. VersaBank begins receiving deposits.
2026-04-06 QCAD Prospectus Amendment QCAD Digital Trust Prospectus Amendment No. 1 filed.
2026-03-26 Bill C-15 Royal Assent Budget Implementation Act passes. Stablecoin Act becomes law. BoC mandate expands to stablecoin supervision.
2026-03-23 Deloitte × Stablecorp Deloitte Canada and Stablecorp announce strategic collaboration on QCAD-based stablecoin infrastructure for Canadian financial institutions.
2026-02-03 VersaBank custody for QCAD VersaBank signs custodial agreement for QCAD via VersaVault®.
2026-02-03 CIRO digital asset custody rules CIRO publishes its Digital Asset Custody Framework for dealer members running crypto-asset trading platforms — a four-tier, risk-based regime requiring client assets to survive insolvency, capping self-custody at 20% of client crypto, and imposing SOC reporting on internal solutions. Governs the platforms that distribute QCAD, CADD and CADC, not issuer reserves — a separate track from the Stablecoin Act.
2025-12-16 CADD bank-to-bank testing Wealthsimple and National Bank successfully transfer CADD on testnet.
2025-11-25 QCAD launches on Base Stablecorp announces QCAD on Base Chain (Ethereum L2).
2025-11-24 QCAD CSA Prospectus Approved All 13 CSA jurisdictions approve QCAD Digital Trust prospectus.
2025-10-27 Loon raises $3M, acquires CADC Paytrie spinout Loon raises $3M and acquires CADC stablecoin.
2025-09-08 Tetra Digital $10M raise Tetra Digital raises $10M backed by Shopify, Wealthsimple, National Bank, ATB, Urbana, Purpose, Shakepay.